Property purchase cost calculator
Transfer Tax Calculator
Calculate Real Estate Transaction Tax (RETT) and closing costs for property in Saudi Arabia.
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5% Real Estate Transaction Tax on all property purchases, paid at the time of notarization via ZATCA. Replaced 15% VAT on residential property (April 2025). No progressive brackets — flat rate regardless of property value or buyer nationality. ZATCA guidance generally treats RETT as the seller's obligation, but parties often contract for the buyer to bear it — confirm your sale agreement.
Real Estate Transaction Tax (RETT) is a flat rate of 5.00% of the purchase price.
Beyond Real Estate Transaction Tax (RETT), buyers typically pay the following fees when purchasing property in Saudi Arabia. These are included in the calculator above.
Title Deed Registration
Registration fee for transferring the title deed via the Najiz platform. Varies by property value — typically 0.5–1% or a fixed administrative fee.
Notary / Attestation Fee
Fee for notarizing the sale contract. SAR 100–1,500 depending on transaction complexity.
Legal Fees
Optional but recommended, especially for foreign buyers. Covers contract review, due diligence, and title verification. Typically 0.5–1% of property value.
Municipal Administrative Fees
Municipal fees for property transfer processing. Varies by city — typically SAR 500–2,000.
Mortgage Registration Fee
Fee for registering the mortgage/lien against the property title.
Bank Valuation Fee
Property valuation required by the mortgage lender before loan approval.
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