Saudi Arabia Property ROI Calculator

Real Estate Transaction Tax (RETT) in Saudi Arabia is a flat rate of 5.0% of the purchase price. 5% Real Estate Transaction Tax on all property purchases, paid at the time of notarization via ZATCA. Replaced 15% VAT on residential property (April 2025). No progressive brackets — flat rate regardless of property value or buyer nationality. ZATCA guidance generally treats RETT as the seller's obligation, but parties often contract for the buyer to bear it — confirm your sale agreement.

When purchasing property in Saudi Arabia, typical closing costs include: Title Deed Registration, Notary / Attestation Fee, Legal Fees, Municipal Administrative Fees, Mortgage Registration Fee, Bank Valuation Fee. These are paid by the buyer at or before completion, in addition to the purchase price and Real Estate Transaction Tax (RETT).

Ongoing costs for property owners in Saudi Arabia typically include: Property Insurance, Maintenance Reserve. These are annual costs that should be factored into your rental yield and cash flow calculations.

Saudi Arabia does not currently charge capital gains tax on property sales. Saudi Arabia does not impose capital gains tax on property sales for individuals. The 5% RETT on the sale transaction is the primary exit tax modeled here. Corporate sellers (CIT / Zakat) are not calculated in this calculator — use company-mode copy only as a reminder to get tax advice.