Property purchase cost calculator
Transfer Tax Calculator
Calculate ITBI (Imposto de Transmissão de Bens Imóveis) and closing costs for property in Brazil.
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Municipal transfer tax paid by the buyer before the deed can be registered. Rates vary by municipality from 2% to 4%. Select your city for the headline rate.
ITBI (Imposto de Transmissão de Bens Imóveis) (resident) is a flat rate of 3.00% of the purchase price.
FGTS / municipal relief
Not included in calculatorSome municipalities grant reduced ITBI rates for qualifying first-time buyers, especially when financing with FGTS (Fundo de Garantia do Tempo de Serviço) through Caixa or other public housing programmes.
Eligibility thresholds, property value caps, and whether relief applies in your city vary by municipal law — the headline city rates below do not automatically include these reductions.
Caixa FGTS programmes (including Minha Casa Minha Vida tiers) may include partial ITBI exemptions or negotiated caps — confirm with your cartório, bank, and local prefeitura before completion.
Programme rules, income bands, and municipality lists change frequently — verify with Caixa and the local prefeitura.
Limitations & caveats
- ITBI is assessed on the higher of declared price or municipal reference value (valor venal de referência) — this estimate uses your entered purchase price.
- FGTS and municipal first-home ITBI reductions vary by city and programme — see the guide profile below.
Rates vary by region
Brazil has 10 regions with different ITBI (Imposto de Transmissão de Bens Imóveis) rates. Select your region in the calculator above for accurate results.
Beyond ITBI (Imposto de Transmissão de Bens Imóveis), buyers typically pay the following fees when purchasing property in Brazil. These are included in the calculator above.
Public Deed (Escritura Pública)
Notary fee for preparing the public deed of sale at the cartório. Fees follow state-regulated tables and scale with property value. Typically 0.5-2% (R$2,000-R$8,000 for mid-market properties).
Property Registration (Registro de Imóveis)
Fee for registering the title transfer at the land registry office (Cartório de Registro de Imóveis). Follows state fee schedules. Typically 0.5-1% of the property value.
Legal Fees (Advogado)
Legal advice for contract review, due diligence, and property verification. Strongly recommended, especially for foreign buyers. Typically ~1% of purchase price, minimum R$3,000-R$5,000.
Property Valuation (Avaliação)
Bank-required property valuation for mortgage approval. Typically R$500-R$2,000.
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