Ireland Property ROI Calculator

Stamp Duty in Ireland uses a progressive bracket system. Stamp duty on residential property purchases in Ireland. Progressive rates: 1% on the first EUR 1,000,000, 2% on EUR 1,000,001-EUR 1,500,000, and 6% above EUR 1,500,000. Same rates for new builds and second-hand properties. The current rates are: 1% on the first €1,000,000, 2% on €1,000,000 – €1,500,000, 6% on amounts above €1,500,000.

When purchasing property in Ireland, typical closing costs include: Solicitor / Conveyancing Fee, Land Registry Fee, Property Survey / Valuation, Property Searches, Mortgage Arrangement Fee, Mortgage Valuation Fee. These are paid by the buyer at or before completion, in addition to the purchase price and Stamp Duty.

Ongoing costs for property owners in Ireland typically include: Local Property Tax (LPT), Home Insurance, Maintenance & Repairs. These are annual costs that should be factored into your rental yield and cash flow calculations.

Capital Gains Tax (CGT) applies when you sell a property for more than you paid. CGT in Ireland is charged at a flat rate of 33% on the chargeable gain. An annual exemption of EUR 1,270 per individual applies. Your principal private residence (PPR) is fully exempt from CGT with no monetary cap. For companies, Revenue may present the liability via corporation tax mechanics; for typical building disposals the economic charge commonly aligns with 33% of the chargeable gain (see Revenue worked examples). Your primary residence is exempt from capital gains tax.