Turkey Property ROI Calculator

Tapu Harcı (Title Deed Tax) in Turkey is a flat rate of 4.0% of the purchase price. Title deed transfer tax paid at the Land Registry. The legal rate is 4% total, split 2% buyer and 2% seller. In practice, buyers often pay the full 4% by negotiation. Based on the declared sale price.

When purchasing property in Turkey, typical closing costs include: Döner Sermaye (Land Registry Admin Fee), DASK (Compulsory Earthquake Insurance), Property Appraisal (Ekspertiz Raporu), Notary Fee (Noter), Sworn Translator (Yeminli Tercüman), Lawyer Fee (Avukat), Bank Valuation (Mortgage). These are paid by the buyer at or before completion, in addition to the purchase price and Tapu Harcı (Title Deed Tax).

Ongoing costs for property owners in Turkey typically include: Emlak Vergisi (Annual Property Tax), DASK (Earthquake Insurance), Home Insurance (Konut Sigortası), Maintenance & Repairs. These are annual costs that should be factored into your rental yield and cash flow calculations.

Gelir Vergisi (Income Tax on Capital Gains) applies when you sell a property for more than you paid. Capital gains from property sold within 5 years are taxed as income at progressive rates from 15% to 40%. The first TRY 150,000 of gains is exempt. After 5 years (60+ months) of ownership, individuals are fully exempt. Deductible costs include Tapu Harcı, agent commissions, and legal fees.